Cost and charges

Like The Share Centre, ii charges flat account fees that do not grow with your account value, leaving you more for what matters to you. But instead of paying a separate fee for each account, you will have a choice of three service plans and can choose the best value for you.

You would start on the most popular Investor plan but can change it from the first time you log in to the ii platform if you wish.

Better value

Your service plan can cover you for your own ISA and as many Trading Accounts and Junior ISAs as you wish. You get at least one free trade a month, pay a competitive flat fee for UK trading at all trade sizes and there are no charges for regular investing.

If you hold more than one account, invest regularly or trade at larger sizes there is a good chance you will pay less in charges overall with interactive investor than you do now.

If you only hold a Junior ISA

For as long as a DIY or Ready-made Junior ISA is your only account with ii you will pay no monthly service plan fee when you move to ii. For a Ready-made Junior ISA there will be no trading commission to pay either, for future investment in your Ready-made funds.

What does this mean for me?

How your charges would compare to now after moving to ii depends on your personal circumstances, but here are some examples to give you an idea. They are based on the ii Investor plan and assume you do not currently receive any discounted rate and your communication preference is email only.

Regular monthly investor

These examples assume monthly regular investments into three UK funds or shares for each account with £100 being invested monthly into each holding, and that you trade online.

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Your charges now
After the move
You hold a DIY Stocks & Shares ISA

  • 36 x £1.00 (trading)
  • 12 x £5.00 (account charges)
  • £96 a year

  • No trading charges
  • 12 x £9.99 (service plan)
  • £119.88 a year
You hold a DIY Stocks & Shares ISA and a Share Account

  • 36 x £1.00 (trading)
  • 12 x £5.00 (account charges) 
  • 12 x £2.00 (account charges) 
  • £156 a year

  • No trading charges
  • 12 x £9.99 (service plan)
  • £119.88 a year
You hold a DIY Stocks & Shares ISA, a Share Account and a Junior ISA

  • 36 x £1.00 (trading)
  • 12 x £5.00 (account charges) 
  • 12 x £2.00 (account charges) 
  • 12 x £1.50 (account charges) 
  • £210 a year

  • No trading charges
  • 12 x £9.99 (service plan)
  • £119.88 a year

Trade a few times a year

These examples assume you buy or sell UK funds or shares twice each year in each of your accounts, that your trade size in each case is £5,000, that you trade online and that you do not pay The Share Centre frequent dealing option fee of £24 a quarter for each account.

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Your charges now
After the move
You hold a DIY Stocks & Shares ISA

  • 2 x £5,000 x 1% (trading)
  • 12 x £5.00 (account charges)
  • £160 a year

  • No trading charges*
  • 12 x £9.99 (service plan)
  • £119.88 a year
You hold a DIY Stocks & Shares ISA and a Share Account

  • 4 x £5,000 x1% (trading)
  • 12 x £5.00 (account charges) 
  • 12 x £2.00 (account charges) 
  • £284 a year

  • No trading charges*
  • 12 x £9.99 (service plan)
  • £119.88 a year
You hold a DIY Stocks & Shares ISA, a Share Account and a Junior ISA

  • 6 x £5,000 x1% (trading)
  • 12 x £5.00 (account charges) 
  • 12 x £2.00 (account charges) 
  • 12 x £1.50 (account charges) 
  • £402 a year

  • No trading charges*
  • 12 x £9.99 (service plan)
  • £119.88 a year

*This is possible because the Investor service plan offers a free trading credit each month, which must be used within 90 days of it being credited to your account.

Trade more frequently

These examples assume you buy or sell UK funds or shares twice a month in each of your accounts, that your trade size is £2,500 each time so you’ve chosen to pay The Share Centre frequent dealing option fee of £24 a quarter per customer, and that you trade online.

Slide to view more
Your charges now
After the move
You hold a DIY Stocks & Shares ISA

  • 24 x £7.50 + £96 (trading)
  • 12 x £5.00 (account charges)
  • £336 a year

  • 12 x free, 12 x £7.99 (trading)*
  • 12 x £9.99 (service plan)
  • £215.76 a year
You hold a DIY Stocks & Shares ISA and a Share Account

  • 48 x £7.50 + £96 (trading)
  • 12 x £5.00 (account charges) 
  • 12 x £2.00 (account charges) 
  • £540 a year

  • 12 x free, 36 x £7.99 (trading)*
  • 12 x £9.99 (service plan)
  • £407.52 a year**
You hold a DIY Stocks & Shares ISA, a Share Account and a Junior ISA

  • 72 x £7.50 + 96x2 (trading)
  • 12 x £5.00 (account charges) 
  • 12 x £2.00 (account charges) 
  • 12 x £1.50 (account charges) 
  • £834 a year

  • 12 x free, 60 x £7.99 (trading)*
  • 12 x £9.99 (service plan)
  • £599.28 a year**

*This is possible because the Investor service plan offers a free trading credit each month, which must be used within 90 days of it being credited to your account.

** You could save even more

For these scenarios, switching to ii’s Super Investor plan would see you save even more compared to The Share Centre. With a service plan charge of £19.99 a month, two free trades a month and trading commission of just £3.99 on your other trades you would save:

  • A further £71.88 a year if you held a DIY Stocks & Shares ISA and a Share Account; and
  • A further £167.88 a year if you held a DIY Stocks & Shares ISA, a Share Account and a Junior ISA.