Ready-Made Investment ISA | The Share Centre

Please remember: Our website can help you make informed decisions, not provide personalised advice. If your investments fall in value, you could lose money.
Tax allowances and the benefits of tax-efficient accounts could change.

Ready-made ISA

Not sure what to invest in? Our Ready-made ISA is a hassle-free, tax-efficient investment package, with no dealing or monthly admin fees. It's an ISA to go!

Ready-made funds


You keep all your profits

Stocks & Shares ISAs are very tax-efficient compared to normal investment accounts since there's no Capital Gains Tax or further Income Tax to pay on your profits.

Invest up to £15,240 this tax year

The Government sets a limit on how much you can invest in an ISA each tax year (from 06 April one year to 05 April the next). This is known as your ISA allowance. It usually increases each year, but there’s no catching up next year if you don’t invest the full amount. It’s a case of ‘use it or lose it’! Your ISA allowance 2016/17 is £15,240.

Inherited ISA allowances (“APS”)

If your spouse or civil partner died on or after 3 December 2014, you may be entitled to an additional permitted subscription (APS) equal to the value of your deceased spouse’s ISAs, in addition to your annual ISA allowance. This additional allowance is only available for a limited time period related to your spouse’s estate. Please note that you can open a new ISA with The Share Centre and use this additional allowance even if your spouse’s ISA was held elsewhere, however you will only be able to make cash subscriptions. Please call us on 01296  41 41 51 to find out more details.

Withdraw your money anytime

Unlike pensions, child trust funds and Junior ISAs, your money is not locked into your Ready-made Stocks & Shares ISA for a period of time. Although we recommend a medium to long term approach to investing, you’ve got the flexibility to withdraw your money whenever you want or need it.

Quick set up, easy to manage

It only takes minutes to open a Ready-made Stocks & Shares ISA online. As soon as you transfer some money into your account, you can start investing. Check prices, track performance and manage your account securely online at or over the phone for no extra charge. You can even set alerts and 'stop-loss' limits to automatically sell shares at a price you're happy with.

We’ll send you contract notes, account statements twice a year, and keep you informed of takeovers and mergers which might affect your investments. Proceeds from any sales will be added to your balance and it’s your choice whether dividends are re-invested or paid out as income.

Mrs  W of The Midlands

Customer feedback

"I have found the Share Centre to be a very professional company providing a wealth of information and a marvellous range of investment opportunities. The company provide well resourced guidelines for investors."

Mrs W of The Midlands

Transfer to us

Transfer to us

Transfer to us and we'll pay up to £300 towards any transfer fees.