Ready-Made Investment ISA | The Share Centre

Please remember: Our website can help you make informed decisions, not provide personalised advice. If your investments fall in value, you could lose money.
Tax allowances and the benefits of tax-efficient accounts could change.

Ready-made ISA

Not sure what to invest in or don't have time to research? Our Ready-made ISA is a hassle-free, tax-efficient investment package with no dealing or monthly admin fees.


You keep all your profits

Stocks & Shares ISAs are very tax-efficient compared to normal investment accounts since there's no Capital Gains Tax or further Income Tax to pay on your profits.

Invest up to £20,000 this tax year

The Government sets a limit on how much you can invest in an ISA each tax year (from 06 April one year to 05 April the next). This is known as your ISA allowance. It usually increases each year, but there’s no catching up next year if you don’t invest the full amount. It’s a case of ‘use it or lose it’! Your ISA allowance 2017/18 is £20,000.

How to fund your ISA

As well as paying into your account by debit card, cheque or BACS/CHAPS, you can also set up a direct debit to pay into your account. Simply complete and return a regular investing form.

Inherited ISA allowances (“APS”)

If your spouse or civil partner died on or after 3 December 2014, you may be entitled to an additional permitted subscription (APS) equal to the value of your deceased spouse’s ISAs, in addition to your annual ISA allowance. This additional allowance is only available for a limited time period related to your spouse’s estate. Please note that you can open a new ISA with The Share Centre and use this additional allowance even if your spouse’s ISA was held elsewhere, however you will only be able to make cash subscriptions. Please call us on 01296  41 41 51 to find out more details.