Click and Go ISA Investing

How simple is it to set up and invest in a Ready-made ISA at The Share Centre?

Article updated: 14 March 2019 12:00pm Author: Sheridan Admans

Quick and easy isa investing

We don’t use the tagline ‘simply easier’ for nothing. You’ll find our account opening process quick and easy; you can just Click and Go! Make sure that you have your National Insurance number and debit card to hand and the online application process should take about 3-5 minutes; you could have a Ready-Made ISA before you’ve even finished a cup of tea.

Already got an ISA elsewhere? You can transfer an existing ISA across to us and into a Ready-made ISA.

What is a Ready-made ISA?

A Ready-made ISA is simply an ISA that comes pre-packed with a Share Centre Multi Manager fund of your choice. We do the investment management work on a daily basis for you in the Ready-made tax efficient ISA, which you can invest up to £20,000 in this tax year. You can withdraw your money at any time.

You even get to choose which of our Multi-Manager funds you want to invest in. Below is a very simple illustration of your three options.

TC Share Centre Multi-Manager Cautious

The fund aims to provide an income with some potential for capital growth. The fund is suitable for investors that prefer to have some exposure to large developed stock markets, such as the UK, Europe and America and have an appetite for lower risk returns.

TC Share Centre Multi-Manager Balanced

The fund aims to provide some income and capital growth. The fund is suitable for investors that prefer to have exposure to developed and developing stock markets, such as UK, US and Asia and have an appetite for medium risk returns.

TC Share Centre Multi-Manager Adventurous

The fund aims to provide capital growth. The fund is suitable for investors that prefer to have exposure developed, developing and frontier stock markets, as well as specific sectors and have an appetite for high risk returns. Regions might include China, India, Brazil. Sectors might include Technology, Healthcare and Infrastructure.

What are Multi-Manager funds?

A Multi-Manager fund is a fund that invests across regions, such as the UK, US and China, across sectors, such as, Technology, Healthcare and Mining and across different asset classes, such as equities, bonds and commodities.

Our Multi-Manager fund managers appoint a selection of specialist managers who make investment decisions in their area of expertise. This way the fund can invest across asset classes but still have specialists making decisions about where to invest. The role of the manger-of-managers is to select the managers and monitor their performance.

Our managers are dedicated to managing the investments on a daily basis. They meet with c.200 fund managers a year to support their selection process (to make sure they have the best managers looking after your money on our Multi-Manager funds). At the Share Centre, we have six analysts studying different regions, sectors and asset types as well as global economic conditions. They do this to better understand the market risks and steer your money through a maze of challenges that are faced in markets on a daily basis.

What are the benefits of Multi-Manager fund investing?

  • No account fees
  • No dealing fees
  • No initial fund charges

We simply take an Annual Manager Charge (AMC) from the Multi-Manager fund you choose to invest in. We adjust the funds returns to cover fees, so no need to write us a separate cheque and definitely no unexpected bills. When you look at the performance of our Multi-Manager funds returns over time they are net of fees.

How is a Ready-made ISA different from a Ready-made Lifetime ISA (LISA)?

If you're 18-39, saving up for your first home or retirement and invest in a Lifetime ISA the government will give you a 25% bonus on the money you pay into your account. You can invest up to £4,000 in this tax year with our hassle-free Lifetime ISA. All other aspects are the same as our Ready-made ISAs.

Apply for before the April 5th deadline!

Apply for a Ready-made ISA

Apply for a LISA

Transfer your existing ISA to us

Find out more about our Multi-Manager funds

All information given including prices, yields and our opinion is correct at the time of publication. Our opinions on investments can change at any time and for our latest view please go to To understand how our Investment research team arrive at their views please read our Investment Research Policy.

Sheridan Admans portrait photo
Sheridan Admans

Investment Manager

Sheridan co-manages our ES Share Centre Multi Manager funds and heads our team of research analysts. He is a chartered wealth manager and qualified financial adviser, and his qualifications include the Securities & Investment Institute (SII) Diploma and an MBA in investment analysis.