If your investments fall in value, you could lose money. Tax allowances and the benefits of tax-efficient accounts could change.
The ES Share Centre Multi Manager Income Fund is our lowest risk fund for investors wanting a regular income payment.
About the Income Multi Manager Fund
Our Income fund aims to provide an income with some potential for capital growth. As our lowest risk fund, it's extremely important that its portfolio is diversified enough to reduce the risk. That's why this fund comprises of other funds that invest in a mix of equities, bonds, gold and alternatives.
This fund is suitable if you prefer to have some exposure to large developed stock markets and have an appetite for lower risk returns. If you're seeking a regular income payment, this could also be for you with its aim to provide a half-yearly dividend (paid on 1 March and 1 September).
We offer three Multi Manager funds, each with different goals, risk levels and investments, and each suitable for different investors. Want something focused more on growth than income, or a bit more balanced between the two, then check out our Multi Manager Fund hub.
Your investment goals
Everyone starts investing for their own personal reasons, with their own motivation and goal in mind. The key to knowing whether you’re making the right decisions for you is to look at what you ultimately want to achieve from investing your hard-earned money and how long you want to wait to achieve it.
The Income Fund might be suitable for you if:
- You're looking for a regular income.
- You want to invest for the long-term and you're not put off by ‘ups’ and ‘downs’ in the value of capital.
- You're comfortable with the majority on your investment being held in Developed Market funds.
How do I invest?
You can buy our Multi Manager Funds in most of our investment accounts. If you have an existing account with us, you can invest in the funds quickly and easily.
We also have a dedicated Income Fund Ready-made ISA. It's a great choice if you don't have an ISA already and is a cost-effective way to invest in our funds.
Opening an Income Fund Ready Made ISA
Step 1) Open a Ready Made ISA by following our easy online account opening process.
Step 2) Choose the Income Fund option from the three available funds.
Step 3) Pay in a lump sum or set up a direct debit. Our investment experts will do the rest.
Investing in your existing account
Step 1) Click on "buy" on your chosen investment (click here) and follow the dealing process.
Benefits of the Income Fund
Receive a six-monthly cash dividend payment.
More time, less stress
Leave the decisions to us; our fund managers look after the fund.
Clarity on your money
The low fund charge is calculated in the price of the investment.
Learn more about the fund
Our Multi Manager Funds are actively managed, meaning that the managers use their expertise to pick investments to achieve the fund's goals. With thorough research and analysis of the markets, managers and performance, our fund managers and their team choose the best underlying funds for each of our Multi Manager Fund's objectives.
What's in the fund?
All of our Multi Manager Funds are also known as fund-of-funds, so they are invested in a variety of other funds. Those underlying funds each have their own investments and are diversified across multiple different types of assets.
The Income Fund focuses on more developed, lower risk regions, assets and sectors. A large portion of the underlying funds are invested in Global Developed Equities, many of which are UK or US based. You can find more details on the fund breakdown in the Fact Sheet below.
Accumulation or Income
A lot of funds offer two variants: Accumulation or Income. The difference between the two comes down to what happens with the fund's profits.
- Income: Profits are paid out to investors through a dividend.
- Accumulation: Profits are reinvested back into the fund.
An income fund will be more geared towards letting you reap benefits now through cash payments, whereas an accumulation fund focuses more on growing your investment so that you benefit down the road when you come to sell. Which fund is right for you depends on your individual goals and needs over a short-term and long-term period.
The important information
Before investing in any fund, we always advise reading through the Fund Fact Sheet, where you can find out about the fund's objectives, past performance and asset breakdown.
You can also find the Key Investor Information Document (KIID) in the above links for more information about the fund.