If your investments fall in value, you could lose money. Tax allowances and the benefits of tax-efficient accounts could change.
Investing is exciting
Feel the thrill by opening a Share Account. Buy and Sell a wide range of investments with a low monthly fee and no annual limit.
Share Account benefits
Fixed monthly account fee
£1.80 per month and a dealing option to suit you.
Pick your own
You’re in control of choosing, buying and selling your investments.
Free investment guides
Learn more about the fundamentals of investing with our range of free investment guides.
Easy trading with our app
Our app makes it convenient and easy to trade investments and manage your account on the go.
Share Account costs
We charge fixed account fees (which don’t grow as your investments do) and offer a choice of dealing options to keep your dealing costs down.
Standard dealing option
I usually deal less than £750 or occasionally
Regular investment plan
I want to make a regular payment (monthly by direct debit).
|Fixed account admin fee||£1.80 per month||£1.80 per month|
|Dealing commission||£7.50 per deal for trades less than £750, 1% for £750 and above||£1.00 per deal for trades under £200. 0.5% for £200 and over.|
|Dealing commission for phone/post/email||£20 per deal for trades less than £2,000, 1% for £2,000 and above||-|
Why invest with us?
Tips and tools
Our comprehensive range of investment tips and tools make it easy to choose and manage your investments.
Safe & secure
As one of the UK’s leading stockbrokers, we are authorised and regulated by the Financial Conduct Authority (FCA).
We’re proud to be regularly recognised by industry awards for our outstanding customer service.
Other dealing fees
|Stamp Duty Levy||0.5% on the purchase of UK shares (excluding AIM and other recognised growth markets). Other rates may apply to non-UK shares.|
|PTM Levy||£1 on transactions over £10,000|
|Foreign Financial Transaction Tax||Tax Payable on the purchase of specific European shares (charge varies by country)|
|3-5 day transfers||Free|
|Same day transfer||£25|
|Overseas||£50 (restrictions apply)|
|Cheque (from 6 July)||£25|
|Regular investing||0.5% (min. £1)|
|Statements & contract notes by post rather than email||£2.40 per month|
|Transfer to another provider||£25 per account|
|Re-registration to certificate||£25 per certificate|
|Bounced cheque or unpaid Direct Debit||£25|
|Deceased customer account administration||£100|
|Overdue fee charge - Sell stock (per investment)||£7.50 (To recover overdue fees on your account we may need to divest the equivalent value of your investments, plus this additional charge to cover the cost of the trade) (This charge applies from 6 July 2019)|
Costs and charges illustration
To give you a feel for the costs involved, our cost sheet includes an illustration of costs you will pay, based on how much you invest and what type of investments you choose.
Payment of account & dealing charges
Your account admin fee (and postal statements & contract notes fee if chosen) will be collected from your account on the 26th of each month, or the next business day. If you’ve chosen our frequent dealing option, the first payment will be collected from your account when opened and quarterly thereafter. Dealing commission, regular investing fees and other fees will be taken from your account as part of each transaction.
What interest will be paid on cash?
Gross interest on any cash you hold will be credited to your account quarterly at the Bank of Scotland base rate, minus 3.5% (min. 0%). We may retain the difference between the interest paid to you and the interest we are able to earn, as permitted by The Financial Conduct Authority.