If your investments fall in value, you could lose money. Tax allowances and the benefits of tax-efficient accounts could change. 


Fixed fee ISAs that could save you money

Self-Select Stocks & Shares ISA benefits

Fixed monthly account fee

£4.80 per month and a dealing option to suit you.


No Capital Gains Tax or further Income Tax to pay on profits.

Invest up to £20k a tax year

Your annual ISA allowance is set by the government. Withdraw money anytime.

Why we're the ISA champions

Fixed account fees which won't grow

Regardless of how much you invest, we'll only charge you a fixed, monthly fee of £4.80 for a Self-select Stocks & Shares ISA. Unlike percentage based fees, it won't grow with your investments.

How much could you save by switching to us?

The table below shows annual account fees, excluding dealing commission.

Slide to view more
Your ISA Value
The Share Centre
Hargreaves Lansdown*
£20,000 £60 £90 £90
£50,000 £60 £224.00 £224.00
£100,000 £60 £448.00 £448.00
£250,000 £60 £1,125 £822.00

All prices are correct as of 12.02.2019 - based on percentage fees advertised on the respective company websites.
*Fee calculated when only holding funds in your ISA. When only holding shares in a Hargreaves Lansdown ISA, the fee is capped at £45 PA.
**based on Nutmeg's unmanaged Fixed allocation portfolios.


Fixed account admin fee £4.80 per month
Dealing commission £7.50 per deal for trades less than £750, 1% for £750 and above
Dealing commission for phone/post/email £20 per deal for trades less than £2,000, 1% for £2,000 and above

Other dealing fees

Stamp Duty Levy 0.5% on the purchase of UK shares (excluding AIM and other recognised growth markets). Other rates may apply to non-UK shares.
PTM Levy £1 on transactions over £10,000
Foreign Financial Transaction Tax Tax Payable on the purchase of specific European shares (charge varies by country)

Cash withdrawals

3-5 day transfers Free
Same day transfer £25
Overseas £50 (restrictions apply)
Cheque £25

Optional services

Regular investing 0.5% (min. £1)
Dividend reinvestment 0.5%
Statements & contract notes by post rather than email £2.40 per month


Transfer to another provider £25 per account
Re-registration to certificate £25 per certificate


Bounced cheque or unpaid Direct Debit £25
Deceased customer account administration £100
Overdue fee charge - Sell stock (per investment) £7.50 (To recover overdue fees on your account we may need to divest the equivalent value of your investments, plus this additional charge to cover the cost of the trade)

Costs and charges illustration

To give you a feel for the costs involved, our cost sheet includes an illustration of costs you will pay, based on how much you invest and what type of investments you choose.

Download Black View costs & charges sheet

Payment of account & dealing charges

Your account admin fee (and postal statements & contract notes fee if chosen) will be collected from your account on the 26th of each month, or the next business day. If you’ve chosen our frequent dealing option, the first payment will be collected from your account when opened and quarterly thereafter. Dealing commission, regular investing fees and other fees will be taken from your account as part of each transaction.

What interest will be paid on cash?

Gross interest on any cash you hold will be credited to your account quarterly at the Bank of Scotland base rate, minus 3.5% (min. 0%). We may retain the difference between the interest paid to you and the interest we are able to earn, as permitted by The Financial Conduct Authority.