If your investments fall in value, you could lose money. Tax allowances and the benefits of tax-efficient accounts could change.
WE ARE THE ISA CHAMPIONS
Fixed fee ISAs that could save you money
Self-Select Stocks & Shares ISA benefits
Fixed monthly account fee
£4.80 per month and a dealing option to suit you.
No Capital Gains Tax or further Income Tax to pay on profits.
Invest up to £20k a tax year
Your annual ISA allowance is set by the government. Withdraw money anytime.
Why we're the ISA champions
Fixed account fees which won't grow
Regardless of how much you invest, we'll only charge you a fixed, monthly fee of £4.80 for a Self-select Stocks & Shares ISA. Unlike percentage based fees, it won't grow with your investments.
How much could you save by switching to us?
The table below shows annual account fees, excluding dealing commission.
Your ISA Value
The Share Centre
All prices are correct as of 12.02.2019 - based on percentage fees advertised on the respective company websites.
*Fee calculated when only holding funds in your ISA. When only holding shares in a Hargreaves Lansdown ISA, the fee is capped at £45 PA.
**based on Nutmeg's unmanaged Fixed allocation portfolios.
|Fixed account admin fee||£4.80 per month|
|Dealing commission||£7.50 per deal for trades less than £750, 1% for £750 and above|
|Dealing commission for phone/post/email||£20 per deal for trades less than £2,000, 1% for £2,000 and above|
Other dealing fees
|Stamp Duty Levy||0.5% on the purchase of UK shares (excluding AIM and other recognised growth markets). Other rates may apply to non-UK shares.|
|PTM Levy||£1 on transactions over £10,000|
|Foreign Financial Transaction Tax||Tax Payable on the purchase of specific European shares (charge varies by country)|
|3-5 day transfers||Free|
|Same day transfer||£25|
|Overseas||£50 (restrictions apply)|
|Regular investing||0.5% (min. £1)|
|Statements & contract notes by post rather than email||£2.40 per month|
|Transfer to another provider||£25 per account|
|Re-registration to certificate||£25 per certificate|
|Bounced cheque or unpaid Direct Debit||£25|
|Deceased customer account administration||£100|
|Overdue fee charge - Sell stock (per investment)||£7.50 (To recover overdue fees on your account we may need to divest the equivalent value of your investments, plus this additional charge to cover the cost of the trade)|
Costs and charges illustration
To give you a feel for the costs involved, our cost sheet includes an illustration of costs you will pay, based on how much you invest and what type of investments you choose.
Payment of account & dealing charges
Your account admin fee (and postal statements & contract notes fee if chosen) will be collected from your account on the 26th of each month, or the next business day. If you’ve chosen our frequent dealing option, the first payment will be collected from your account when opened and quarterly thereafter. Dealing commission, regular investing fees and other fees will be taken from your account as part of each transaction.
What interest will be paid on cash?
Gross interest on any cash you hold will be credited to your account quarterly at the Bank of Scotland base rate, minus 3.5% (min. 0%). We may retain the difference between the interest paid to you and the interest we are able to earn, as permitted by The Financial Conduct Authority.