Transferring a Cash ISA to a Stocks & Shares ISA

You could grow your money faster with a Stocks & Shares ISA, albeit with more risk.

How to transfer a Cash ISA to us

If you withdraw money from your Cash ISA and pay it into a Stocks & Shares ISA yourself, it will count towards your annual ISA allowance. To avoid this, simply complete and return an ISA transfer form. We’ll then liaise with you current ISA provider and complete the transfer, without it counting towards your ISA allowance.

Things to consider

Managing risk

Investing in the stock market involves more risk than Cash ISAs, but you can balance your risk versus reward with the wide range of investments we offer. Whether you want to be hands on or off, low or high risk, we’ll help you choose investments which are right for you.

Withdrawing money

The value of investments fluctuates, so you might not get back all the money you have invested in a Stocks & Shares ISA, depending on when you withdraw it. You might also have to pay dealing commission.

We recommend investing in a Stocks & Shares ISA for the medium/long term and keeping some money in an easy-access savings account for short-term needs. 

Download ISA transfer form