• Our services
• Investor accounts and services
• ISA
• Dealing Options
• Costs
• ISA allowances
• Account types
• What can I invest in?
• How it works
• Managing your options
• Open account

ISA

ISA – for tax-efficient investing

Open an ISA with The Share Centre and enjoy straightforward, tax-efficient investing. With an ISA you can invest without having to keep an eye out for Capital Gains Tax and if you're a higher-rate tax payer, you won't have to pay any further Income Tax.

 

Ready-made ISA – a managed investment with no administration fee

Our Ready-made ISA has no administration fee and no dealing fee so all of your money is invested. It has been specially designed for those who are not sure what to invest in or want an account which doesn't need actively managing.

Our Ready-made ISA invests in our sister company Sharefunds' "SF Portfolio of funds".

Simply choose the fund that fits the type of investor you feel you are, and we'll do the rest.

SF Cautious Fund

SF Positive Fund

SF Adventurous Fund

Self-select Funds ISA; with no administration fee

Our Self-select Funds ISA has no administration fee and has been specially designed for those who wish to only invest in Funds (Unit Trusts and OEICs).

You can choose from over 2,000 funds including those from leading fund houses. Alternatively, you can choose from our Platinum 120 Funds, or a choice of three Funds of Funds from our sister company Sharefunds as detailed in our Ready-made ISA.

Self-select Stocks & Shares ISA

With a fixed administration fee, our Self-select Stocks & Shares ISA is a cost effective way to buy a wide range of ISA eligible investments including:

• Stocks & shares
• Unit Trusts and OEICs
• Investment Trusts
• Exchange Traded Funds (ETFs)
• Exchange Traded Commodities (ETCs)
• UK Gilts with a term of more than 5 years
  

Please note: to open and operate the Self-select Stocks & Shares ISA you will need to supply us with an email address, so we can send communications (confirmation of your deals and account statements) by email. You cannot open this account if you do not supply us with an email address.

Cash ISA

Please note, The Share Centre does not offer a Cash ISA. You can, however, transfer your existing Cash ISAs into our Ready-made ISA, Self-select Funds ISA or Self-select Stocks & Shares ISA.

Transfer existing ISAs

You can arrange to transfer existing Stocks & Shares ISAs or Cash ISAs you may hold with another provider into our Ready-made ISA, Self-select Funds ISA or Self-select Stocks & Shares ISA.

Transfers into our Ready-made ISA will need to be made in cash so your chosen SF Portfolio of Funds can be purchased.

Please complete the ISA transfer form or call our Customer Service team on 01296 41 41 41 to find out more about transferring existing ISAs.

It can take up to four weeks to process your transfer

Don't forget that the value and income from investments can go down as well as up and you will not be able to deal in your investments during the transfer. Therefore there is the potential risk that you may incur a loss of income / growth whilst the transfer is being completed. Please note that if you are transferring your current year's ISA, you will not be able to add further money to your new account until the transfer is complete.

Please bear in mind that your existing provider may also charge you for making a transfer.

An ISA gives peace of mind

Open an ISA and we also help you take care of your paperwork – so you don't have to worry about administration. We'll keep you informed with:

• Corporate actions such as takeovers and mergers
• Contract notes for every deal
• Statements twice a year

Investment carries a variety of risks

Please remember that investing isn't right for everyone. It's well known that investments, their value and the income they provide can go down as well as up and you might not get back what you originally invested. If you're not sure about the suitability of an investment please contact our Advice team.

01296 41 41 41